Build Your Own Checking

Start with RCU’s standard checking account, then add the services you need.

First, start with these checking features:
• No minimum opening balance
• FREE Online Banking & Bill Pay
• FREE access to 25,000 CO-OP ATMs nationwide
• FREE access to 1,100 shared branches nationwide
• One overdraft fee waived per year

Anna Maria – RCU Member Since 2002
Hiking with a camera to capture nature’s beauty is one of Anna Maria’s joys. Since she began using RCU’s online banking and debit card she has more time to do the things she loves.

Local, friendly service when she needs it, fast up-to-date technology when she wants it. Why bank anywhere else?

Now, select the value-added services of your choice:
• Earn dividends with a minimum daily balance of $500 or more
• Members ages 55+ earn dividends with no minimum balance fee and receive free checks
• Adjust your debit card limit easily via RCU Online Banking

• Go paperless — opt to have your statements delivered electronically via eStatements
• Handy alerts that automatically send you balance alerts and reminders via email
• View Checking Rates

Build Your Own Savings

Start with RCU’s standard checking account, then add the services you need.

Develop a personal savings plan that has all the features you need. Begin with an RCU Special Share Savings account, then customize your account to help you reach your goals:

First, open your Special Share Savings account and enjoy:
• Dividend rates increase as your balance grows & are paid each quarter
• Withdraw & deposit anytime without penalty
• No minimum balance requirement
• Payroll deduction & direct deposit available

Now, customize your account with these features to help you reach your specific goals:
• Pick a name for your account, like: "Vacation" or "Plasma TV"
• Choose a dollar-goal & deadline
• Receive email updates on your progress
• Easily track your savings progress with RCU Online banking - your savings goal achievement will appear there.
• View Savings Rates

Build Your Own Certificates

Open your choice of share Certificates, then select from several balance building account enhancements to bump up your savings potential.

First, pick your share certificate term and enjoy:
• No monthly maintenance fees
• Competitive dividend rates
• Low minimum deposits start at just $1000
• Dividends paid monthly

Now, select the additional certificate options that appeal to you:
• Flexible dividend payment options
• Add to your investment – from $500 to $100,000 at any time during your term
• Increase your rate by .25% when you maintain an active checking account with RCU
• View Build Your Own Certificate Rates

Build accounts that help you succeed on your terms – just call (800) 479-7928, or visit an RCU branch to get started today!