Advantage Plus
Checking - Money Market - Certificate
RCU's suite of Advantage Plus products work together to make sure all your dollars are earning the maximum yields!
Advantage Plus Checking
Open an Advantage Plus Checking account with an Advantage Plus Money Market and all your funds earn the same rate!
Advantage Plus Money Market/Checking
Maintain $10,000 on deposit and receive the same great rate on all your deposits…find out how today! 1.85% - 2.20% APY
APY = Annual Percentage Yield.
Premier Checking: No minimum balance required to open or to avoid fees. $5,000 minimum balance required to earn dividends; accounts below $5,000 earn 0.00% APY. 3.50% APY fixed through 12/31/08, thereafter becomes variable.
Advantage Plus Checking/Money Market: Advantage Plus Checking (APC) account requires an open Advantage Plus Money Market (APMM) account with min. bal. of $10,000 to earn dividends. APC earns the same APY in effect for the APMM on the last day of each month. If the APMM falls below minimum, both accounts earn 0.00%.
Advantage Plus Certificate: At maturity, all funds in Advantage Plus Certificate will be transferred into an Advantage Plus Money Market account. Member may withdraw from or add-on to certificate at any time without penalty. Minimum deposit or withdrawal amount is $500. If certificate balance falls below $10,000, certificate earns lowest share savings APY.
Call: 1 (800) 479-7928.
Find our complete set of rates and disclosures here.Must be or become a Member of RCU to take advantage of these offers-if you live or work in 8 North Bay counties including Sonoma, Marin, San Francisco or Mendocino you can join! $5 deposit/Member to a savings account required and other restrictions may apply. Deposits insured to $250,000 by NCUA, a US Government agency.
