RCU Insurance Services: MORE
Insuring and Protecting Your Assets.It's normal to think of insurance as a way to financially protect your home, car, personal property, or even yourself, but did you know that your income is also an asset? if you are under-insured, your future wages can be used as a means to pay back a lawsuit and money that you owe due to an uninsured event. Don't get caught under-insured and have your wages attached. RCU Insurance Services offers many ways for you to have the protection you need including:
- Accidental Death and Dismemberment
- Collateral Protection
- Credit Life and Credit Disability
- Guaranteed Auto Protection (GAP)
- Mechanical Breakdown Protection (MBP)
- Long-Term Care
- Umbrella
- Home/Auto Loss Payee Info
Accidental Death and Dismemberment
Accidental Death and Dismemberment Insurance (also known as AD&D) covers death or dismemberment (loss of limbs) as a result of an accident. At Redwood Credit Union, we believe in your financial security. That's why we've made available this important coverage to help protect your future. As a part of our family, you can get valuable accident protection at affordable group rates.
To change information on an existing AD&D policy with CUNA Mutual, including the free, basic policies, please call toll-free 1-877-MEMBERS (1-877-636-2377). If your existing policy is with The Hartford through Affinion please call 1-800 860-7182.
Collateral Protection
A forced placed insurance to cover the collateral of a loan at a lending institution, usually an automobile. This insurance does not meet California’s legal requirements for a motorist since it does not insure the driver.
Credit Life and Credit Disability
Credit Life may be added to a loan balance to pay off that loan in case of death. Credit Disability can help you cover your loan payments if you are temporarily or permanently disabled resulting from non-preexisting condition. A Redwood Credit Union loan officer can give you details about this type of insurance coverage.
To file a claim or if you have questions please call Redwood Credit Union toll free 1-800-479-7928 or local (707) 545-4000.
Umbrella
Supplement your auto and homeowners policies with $1 million to $5 million of additional coverage for legal fees and settlement costs if you are a defendant in a legal action. Often known as an Umbrella Policy, this extra security could save you and your family from financial disaster. Once the liability limits are reached for your home, auto or other policies, an Umbrella Policy takes over and provides another layer of liability protection should you be sued and found legally liable for causing injury to someone else or damaging their property.
Free Quote
There is no cost and no obligation to receive your quote. Selecting your coverage is easy. We'll recommend the right amount of coverage in every area - from your home to your personal belongings to personal liability protection.
For more information or to receive a no-cost, no-obligation insurance quote please get an online quote here or call us today: toll free (866) 477-4225 or local (707) 576-5120.
RCU Insurance Services is a wholly-owned subsidiary of Redwood Credit Union. Read more
Deposit Insurance
Redwood Credit Union deposits are federally insured up to $250,000 per Member (in addition to a separate $250,000 insurance for IRAs) by the National Credit Union Administration (NCUA), a United States Government agency. This agency charters and supervises credit unions and insures savings in credit unions and most state-chartered credit unions across the country through the National Credit Union Share Insurance Fund (NCUSIF), a federal fund backed by the full faith and credit of the United States Government.
