Investment and Retirement Planning

Retirement Plans for Your Employees

As the cost-conscious owner of a small business, you may think that a retirement plan is a luxury. Actually, it's a benefit you can't afford to pass up for yourself and your employees:

Funded by tax-deductible contributions, a small business retirement plan can help to:

• Reduce your business taxes
• Build vital retirement savings for yourself
• Provide an attractive benefit to recruit, reward, and retain valuable employees

Our Plans include:

Simplified Employee Pensions Plans (SEP) Higher Contribution Limits Cost Flexibility Limited Administration Vesting Simple IRAs Two Contribution Choices for Employers Administrative Simplicity Vesting Low Cost

A Variety of 401(k) Plans Aged Weighted New Comparability Plans Safe Harbor Solo 401(k) Your Way Web-based Low Cost Easy to Administer Variety of Mutual Fund Families for Investments Completely Automated

The Business Retirement Specialists

Our team is ready to work with you to evaluate your company's retirement plan needs. We'll consider key factors including cost, plan features, record keeping services, tax implications and investment choices. Once we've helped you find the right retirement plan for you and your employees our Retirement Specialists, who are licensed and registered thorough CUSO Financial Services, L.P., can walk you thorough every step of the process.

For more information regarding any of the products and services outlined above or to schedule a no-cost, no-obligation appointment , please visit your nearest Redwood Credit Union branch, or call us today:(800) 479-7928

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